[KoreaDevelopmentBank] Current Status of Stablecoin Initiatives in the Financial Sector
Summary
해당 보고서는 글로벌 금융권의 스테이블 코인 추진 현황과 이에 따른 각국의 규제 동향을 상세히 다룹니다. 미국, EU, 일본 등 주요 국가의 금융기관들은 이미 스테이블 코인을 발행하거나 실증 테스트를 진행 중이며, J.P. Morgan, Société Générale 등의 구체적인 사례가 제시됩니다. 각국 정부는 코인의 안전성을 확보하기 위해 준비자산 요건, 발행자격 등을 명확히 하는 법률(예: GENIUS Act, MiCA)을 제정하고 있습니다. 금융기관들은 스테이블 코인이 결제 및 송금의 효율성을 높이고 미래 금융 생태계에서 배제되지 않기 위해 도입을 서두르고 있으며, 한국의 주요 은행들도 공동 발행 컨소시엄을 통해 변화에 대비 중인 것으로 나타납니다.
This report details the current status of stablecoin initiatives within the global financial sector and the corresponding regulatory trends in various countries. Financial institutions in major nations such as the United States, the EU, and Japan are already issuing stablecoins or conducting proof-of-concept tests, with specific examples from J.P. Morgan and Société Générale presented. Governments worldwide are enacting legislation (e.g., GENIUS Act, MiCA) to clarify requirements such as reserve asset standards and issuance qualifications to ensure coin safety. Financial institutions are rushing to adopt stablecoins to enhance payment and remittance efficiency and avoid exclusion from the future financial ecosystem. Major Korean banks are also preparing for this shift through a joint issuance consortium.
Sources: Korea Development Bank
URL: https://rd.kdb.co.kr/index.jsp
Summary: Gemini and Notebook LM
Translation: DeepL
Disclaimer
This article is intended solely for informational purposes and does not constitute investment advice or a solicitation to buy or sell any financial instrument. All investment decisions remain the sole responsibility of the reader. The publisher and author disclaim any liability for errors in translation or summarization, as well as any losses arising from reliance on this information.